What is credit analysis?

Essentially it's about getting your money back!

More precisely it is an appraisal, the aim of which is to estimate the probability of default of a corporation, financial institution or individual and, given such an event, what the likely loss would be.

For banks, one of the primary sources of credit, this will most often take the form of a qualitative and quantitative financial analysis of a potential borrower based on forecast cash flow performance.

For capital markets investors, where increasing amounts and forms of credit instruments (such as bonds or credit derivatives) are traded, the approach is very similar, although such analysis will often be linked with issues of relative value (i.e. other potential investment opportunities carrying a similar level of risk).

Credit analysis is a very practical skill. All our courses are case study assignment based enabling participants to actually try out the principles behind the theory.

We tailor all our courses to suit the client needs. Use of 'real-life' in-house material, wherever possible, is strongly advocated bringing the subject matter to life for the participants and providing them with the appropriate context.

Why choose us?

All our trainers are ex-credit professionals in:

	Credit risk management
	Debt origination/structuring
	Portfolio/asset management
	Credit research

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